What is a small group health insurance?

 

An employer will buy a single policy that will provide health insurance coverage for their full-time employees and dependents. A full-time employee works 30+ hours per week.

 

A small group must have between 1-100 common law employees. 

 

There are four things every small business owner should know about how small business health insurance works:

 

• Coverage is generally guaranteed issue

• You need at least one employee to qualify

• You must contribute towards employee premiums

• You can shop for coverage at any time of the year

​

We structure our business to ensure that your time and energy is spent on needs critical to the success of your business and not the employee benefits.  Our goal is to create a personal relationship between our office and your employees to insure their benefits are meeting their needs. 

 

You can count on us to:

 

• Suggest options that benefit your company and your employees

• Take time to help your employees understand their benefits

• Be here when you need us for

  • New hires

  • Open Enrollment

  • Terminations and Cobra/Cal-Cobra Notification

  • Claim questions and issues

• Eliminate your workload and headaches associated with keeping up with the benefits.